To apply for a Citi Exchequers Bank credit card, you must be at least 18 years old, have a valid Social Security number, and provide proof of income. Specific requirements may vary by card type. We may ask for ID and proof of address per regulatory requirements (KYC/AML).
Citi Exchequers Bank Credit Cards
Find the perfect credit card for your spending needs with rewards, cashback, travel benefits, and low APR options.
View Our CardsCredit Card Options
Choose Your Perfect Card
Subject to credit assessment. Terms apply. We may ask for ID and proof of address per regulatory requirements (KYC/AML).
Citi Simplicity® Credit Card
Basic credit card for everyday purchases with a low annual fee, suitable for first-time cardholders.
- Low annual fee
- EMV chip and contactless payments
- 24/7 fraud monitoring
APR: [2.5% APR range]
Apply Now
Subject to credit approval. Terms apply.
Citi Strata℠ Card
Earn points per spend redeemable for travel or cashback with a moderate APR.
- Earn 2 points per $1 on all purchases
- No foreign transaction fee
- Redeem for travel or cashback
APR: [1.5% APR range]
Apply Now
Subject to credit approval. Terms apply.
Citi Double Cash® Card
Flat % cashback on all purchases or tiered categories for maximum savings.
- 1.5% flat cashback on all purchases
- 3% cashback on groceries and gas
- No annual fee for first year
APR: [1.8% APR range]
Apply Now
Subject to credit approval. Terms apply.
Citi Strata Premier® Card
Higher credit limit with travel insurance and concierge services for frequent travelers.
- Higher credit limit
- Travel accident insurance
- 24/7 concierge service
APR: [2.5% APR range]
Apply Now
Subject to credit approval. Terms apply.
Citi® / AAdvantage® Platinum Select® card
High limit with premium lounge access and enhanced rewards for high net worth clients.
- Premium travel benefits
- Airport lounge access
- Enhanced rewards program
APR: [4.5% APR range]
Apply Now
Subject to credit approval. Terms apply.
Citi Strata Elite℠ Card
Exclusive perks for high net worth clients with dedicated support and premium benefits.
- Dedicated customer service
- Enhanced purchase protection
- Exclusive member events
APR: [3% APR range]
Apply Now
Subject to credit approval. Terms apply.
Citi® / AAdvantage Business™ World Elite Mastercard®
Expense management features with employee cards and spend controls for businesses.
- Employee card management
- Expense tracking tools
- Business rewards program
APR: [3% APR range]
Apply Now
Subject to credit approval. Terms apply.
Citi® Secured Mastercard®
Requires deposit and helps build credit for those establishing or rebuilding credit history.
- Requires security deposit
- Build or rebuild credit
- Pathway to unsecured card
APR: [4.2% APR range]
Apply Now
Subject to credit approval. Terms apply.
Student Card
Designed for students with lower limits and education resources to build financial literacy.
- No annual fee
- Credit-building tools
- Financial education resources
APR: [0.5% APR range]
Apply Now
Subject to credit approval. Terms apply.
Credit Card Security
All Citi Exchequers Bank credit cards are protected by advanced security measures including EMV chip technology, contactless payments, fraud monitoring, and two-factor authentication. We comply with PCI DSS standards to protect your card information. Rates and fees are subject to change. Terms, conditions, and eligibility apply.
Frequently Asked Questions
Credit Card Information
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What are the requirements to apply for a credit card?
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How long does it take to get approved for a card?
Most credit card applications are approved instantly. After submitting your application, you'll typically receive a decision within minutes. Final approval and card delivery may take 7-10 business days.
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Are there foreign transaction fees?
Some of our cards charge foreign transaction fees (typically 3% of the transaction amount), while others, like our Rewards Card, have no foreign transaction fees. Please review the terms and conditions for your specific card.
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How do I activate my new credit card?
Once you receive your new credit card, you can activate it by calling the number on the sticker on the front of the card, through our mobile app, or by visiting one of our branches. You'll need to provide your card number and personal identification information.
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What should I do if my card is lost or stolen?
If your credit card is lost or stolen, contact our 24/7 customer service immediately at +1 (212) 555 0100. You can also block your card instantly through our mobile app. We'll issue a replacement card and send it to your address on file.
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Where can I find the terms and conditions for my card?
You can find the full terms and conditions for each of our credit cards on our Terms & Conditions page. You'll also receive a copy with your card and can access them through our mobile app or online banking portal.
